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In another sign of a sluggish housing market, mortgage applications edged down last week despite lower borrowing costs. Total mortgage applications fell a seasonally adjusted 1.9% from the prior.
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Mortgage lending has undergone a sea change in the last several years, requiring mortgage companies to do more with less as they look to meet increased borrower expectations in a low-volume.
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Mortgage loan basics Basic concepts and legal regulation. According to Anglo-American property law, a mortgage occurs when an owner (usually of a fee simple interest in realty) pledges his or her interest (right to the property) as security or collateral for a loan. Therefore, a mortgage is an encumbrance (limitation) on the right to the property just as an easement would be, but because most.
Signs may be pointing to a potential recession, but low mortgage rates have boosted homebuilding shares, which are nearing.
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