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In this strategy, we are using a Home Equity Line of Credit (HELOC) as a leverage to pay off the mortgage quicker and still maintaining our income and expenses as how they are.
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A home equity line of credit, or HELOC, is a type of home equity loan that allows you to borrow cash against the current value of your home. You can use it for individual purchases as needed up to an approved amount, kind of like a credit card.
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